How are companies that are yet to file any financial information at Companies House scored?

Director information including consumer scores, can be highly predictive in this type of scoring environment along with Payment Performance data, County Court Judgments and delays in publishing the first set of accounts.

There are other influential factors such as the age of a company and whether a company is a subsidiary of an established parent. Where there is no parent, the personal credit history of the directors becomes key. This can be used when there are three directors or less in the company as it can be reasonably assumed that business and personal finance are inter-dependant.